Behind With Your Mortgage or Facing Repossession?
If you've fallen into mortgage arrears, received court papers or been given a possession or eviction date, we may be able to buy your property quickly.
We buy property directly and can complete in as little as 7 days, where the legal timetable allows.
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We'll use this to find the property.
Direct Cash Buyer
We buy directly
From 7 Days
Where possible
£0 Fees
No seller fee
No Chain
No onward buyer
Direct Cash Buyer
We buy directly
From 7 Days
Where possible
£0 Fees
No seller fee
No Chain
No onward buyer
Have repossession proceedings already started?
Tell us exactly where you are in the process and any dates you've been given. If court or possession action has already started, the available timescale becomes particularly important.
Mortgage arrears
You've missed payments and are receiving reminders from your lender.
Lender / solicitor letters
Formal demands or default notices have been sent.
Court proceedings
A hearing date has been set by the court.
Possession / eviction date
A court order has been granted or bailiffs have been instructed.
How it works
TELL US ABOUT THE PROPERTY
Start with the postcode and tell us where you are in the repossession process.
WE REVIEW THE PROPERTY
We'll explain the proposed price and what completion timetable looks realistic.
YOUR SOLICITOR COMPLETES
The sale completes through the normal legal conveyancing process.
What happens after you submit?
We review the property details you've provided.
If we need anything else, we'll call you on the number you've entered.
If the property is suitable, we'll explain the proposed cash price and what completion timetable looks realistic.
Nothing is committed simply because you've requested an offer.
Speed or maximum price?
A direct purchase will normally be below the price you might achieve by waiting for an open-market buyer. The difference is timing and certainty.
We'll explain our offer clearly so you can decide whether that trade-off makes sense for you. We'll tell you whether the timetable looks realistic before asking you to proceed.
You'll deal with a person, not a property portal.
Tell us what's happening, including any dates you've already been given. We'll tell you plainly what we can do, what we can't do, and what timetable looks realistic.
Why some homeowners choose to sell before repossession
01STAY IN CONTROL
Selling the property yourself gives you more choice over the sale and timing.
02DEAL WITH THE MORTGAGE AT COMPLETION
Your solicitor requests the redemption figure and deals with payment from the completion funds.
03KEEP WHAT REMAINS
If money remains after the mortgage and other amounts due are paid, that balance belongs to you.
A fast cash sale isn't right for everyone.
If achieving the highest possible price matters more than speed, an open-market sale may be more appropriate. If timing and certainty are more important, a direct sale may be worth considering.
| Feature | Open market | Rapid Sale |
|---|---|---|
| PRICE | Potentially higher | Below potential open-market value |
| SPEED | May take considerably longer | From 7 days where possible |
| CHAIN | A property chain may be involved | No onward buyer |
| CERTAINTY | Dependent on buyer and finance | Direct purchase |
PRICE
SPEED
CHAIN
CERTAINTY
Frequently asked questions
Find Out If We Can Buy Your Home in Time
If you've missed mortgage payments or your lender has started possession proceedings, the time available matters. Get a confidential cash offer and see if a direct sale is right for your situation.
Already have a court or eviction date?
Call us directly to speak with a specialist immediately. Have any correspondence from your lender or the court to hand.
0330 022 8803Enter your postcodeWhat's the property postcode?
We'll use this to find the property.